WARNING:

YOUR NAME IS BEING SOLD - TAKE ACTION

Here’s breaking news you need to know … and you need to let all your family and friends know right away as well. 

Your information … a hot commodity.

Having credit checked is an important and necessary step in the home buying process (or any credit application process).  But very few people realize that each time their credit is checked, the “inquiry data” that the credit bureaus (Equifax, TransUnion, or Experian) have on file have now become a commodity.  This information is being sold by the credit bureaus to other lenders…and also to companies that sell and resell the same names and personal information. 

That’s right – the credit bureaus have found a way to increase their revenues at your expense….and without your permission.

These “inquiry leads” include name, address, phone numbers (including unlisted), credit score, current debt and debt history, property information, age, gender and estimated income.  They are marketing personal, confidential information to competing creditors…and making millions.  Your privacy is being sold, not just once, but over and over again.   

Just Say “No.”

The credit reporting industry has provided a way to “opt out” and remove your name from these lists.  Contact them by phone at 1-888-567-8688 or online at  www.optoutprescreen.com.  You can choose a five year or lifetime option, and the lifetime option does require a signed form. 

Roughly one in twenty citizens will be impacted by Identity theft and Loan Fraud.  The good news is by opting-out you can make it stop right away and protect yourself from “pre-approved credit offers” arriving via mail, which is one of the leading causes of identity theft in the US.

To receive a free copy of your credit report log on to each individual bureau’s website and follow the directions.  While you’re there, let them know how you feel about your contact information being sold to the highest bidder. 

Reach them at:

WWW.EQUIFAX.COM
WWW.TRANSUNION.COM
WWW.EXPERIAN.COM

Take your privacy back.  Take five minutes right now – opt out, and pass it on.  Refuse to be a part of this system.  For more information on Identity theft, credit scoring and fraud prevention, contact anyone at Mortgage Choice Inc or visit our website at WWW.MORTGAGECHOICEINC.COM.